2024 Roth Income Limits Married Spouse. 2024 roth ira income limits. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing.

2024 roth ira income limits. Here are the 2024 roth ira income limits based on your modified adjusted gross income and tax filing status: